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credit union

Badlands

Glendive, MT · Est. 1941
C
Trust Grade
Average
Score: 78/100

Badlands is a credit union based in Glendive, Montana, established in 1941, with $39 million in total assets serving 2,198 members. By Trust Grade it ranks 38th of 41 credit unions we track in Montana. Its net worth ratio of 7.7% trails most similarly sized credit unions (4th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Badlands appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$38.9M
<$100M institution
Members
2,198
Shares & deposits
Net worth ratio
7.7%
Bottom 4% of <$100M peers · Montana median 11.9%
Return on assets
0.4%
Bottom 41% of <$100M peers · Montana median 0.78%
Rank in Montana
#38
of 41 credit unions

How Badlands compares to Montana peers

Net worth ratio
Bottom 4% of <$100M peers
Badlands
7.7%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Badlands
0.4%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Badlands

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Badlands over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Badlands insured?

Yes. Badlands is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Badlands: frequently asked questions

Is Badlands a good credit union?

Badlands earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.43%).

Is Badlands NCUA-insured?

Yes. Badlands is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Badlands?

Badlands holds $39 million in total assets, ranking 38th of 41 credit unions we track in Montana. It serves 2,198 members.

Does Badlands have CFPB complaints?

No CFPB complaints against Badlands appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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