Community 1st
Community 1st is a credit union based in Miles City, Montana, established in 1953, with $44 million in total assets serving 3,924 members. By Trust Grade it ranks 22nd of 41 credit unions we track in Montana. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Community 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community 1st compares to Montana peers
How we graded Community 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community 1st insured?
Yes. Community 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community 1st: frequently asked questions
Is Community 1st a good credit union?
Community 1st earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Strongly profitable (ROA 1.08%).
Is Community 1st NCUA-insured?
Yes. Community 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community 1st?
Community 1st holds $44 million in total assets, ranking 22nd of 41 credit unions we track in Montana. It serves 3,924 members.
Does Community 1st have CFPB complaints?
No CFPB complaints against Community 1st appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
