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credit union

Montana Educators'

Missoula, MT · Est. 1995
B
Trust Grade
Strong
Score: 89/100

Montana Educators' is a credit union based in Missoula, Montana, established in 1995, with $35 million in total assets serving 1,661 members. By Trust Grade it ranks 32nd of 41 credit unions we track in Montana. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Montana Educators' appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$35.2M
<$100M institution
Members
1,661
Shares & deposits
Net worth ratio
9.6%
Bottom 14% of <$100M peers · Montana median 11.9%
Return on assets
1.3%
Top 22% of <$100M peers · Montana median 0.78%
Rank in Montana
#32
of 41 credit unions

How Montana Educators' compares to Montana peers

Net worth ratio
Bottom 14% of <$100M peers
Montana Educators'
9.6%
Montana median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Montana Educators'
1.3%
Montana median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Montana Educators'

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Montana Educators' over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Montana Educators' insured?

Yes. Montana Educators' is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Montana Educators': frequently asked questions

Is Montana Educators' a good credit union?

Montana Educators' earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.26%).

Is Montana Educators' NCUA-insured?

Yes. Montana Educators' is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Montana Educators'?

Montana Educators' holds $35 million in total assets, ranking 32nd of 41 credit unions we track in Montana. It serves 1,661 members.

Does Montana Educators' have CFPB complaints?

No CFPB complaints against Montana Educators' appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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