Fergus
Fergus is a credit union based in Lewistown, Montana, established in 1953, with $119 million in total assets serving 6,485 members. By Trust Grade it ranks 4th of 41 credit unions we track in Montana. Its net worth ratio of 13.4% is stronger than 76% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against Fergus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fergus compares to Montana peers
How we graded Fergus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fergus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fergus insured?
Yes. Fergus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fergus: frequently asked questions
Is Fergus a good credit union?
Fergus earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.99%).
Is Fergus NCUA-insured?
Yes. Fergus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fergus?
Fergus holds $119 million in total assets, ranking 4th of 41 credit unions we track in Montana. It serves 6,485 members.
Does Fergus have CFPB complaints?
No CFPB complaints against Fergus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
