Richland
Richland is a credit union based in Sidney, Montana, established in 1939, with $118 million in total assets serving 4,834 members. By Trust Grade it ranks 1st of 41 credit unions we track in Montana. Its net worth ratio of 14.8% is stronger than 86% of similarly sized credit unions, versus a Montana median of 11.9%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Richland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Richland compares to Montana peers
How we graded Richland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Richland over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Richland insured?
Yes. Richland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Richland: frequently asked questions
Is Richland a good credit union?
Richland earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.24%).
Is Richland NCUA-insured?
Yes. Richland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Richland?
Richland holds $118 million in total assets, ranking 1st of 41 credit unions we track in Montana. It serves 4,834 members.
Does Richland have CFPB complaints?
No CFPB complaints against Richland appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
