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credit union

Nj Gateway

Dayton, NJ · Est. 1969
B
Trust Grade
Strong
Score: 85/100

Nj Gateway is a credit union based in Dayton, New Jersey, established in 1969, with $28 million in total assets serving 2,368 members. By Trust Grade it ranks 89th of 127 credit unions we track in New Jersey. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Nj Gateway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.0M
<$100M institution
Members
2,368
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · New Jersey median 13.9%
Return on assets
0.5%
Bottom 42% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#89
of 127 credit unions

How Nj Gateway compares to New Jersey peers

Net worth ratio
Bottom 15% of <$100M peers
Nj Gateway
9.7%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
Nj Gateway
0.5%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Nj Gateway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nj Gateway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nj Gateway insured?

Yes. Nj Gateway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nj Gateway: frequently asked questions

Is Nj Gateway a good credit union?

Nj Gateway earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.45%).

Is Nj Gateway NCUA-insured?

Yes. Nj Gateway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nj Gateway?

Nj Gateway holds $28 million in total assets, ranking 89th of 127 credit unions we track in New Jersey. It serves 2,368 members.

Does Nj Gateway have CFPB complaints?

No CFPB complaints against Nj Gateway appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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