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credit union

Vah Lyons Employees

Lyons, NJ · Est. 1975
B
Trust Grade
Strong
Score: 84/100

Vah Lyons Employees is a credit union based in Lyons, New Jersey, established in 1975, with $28 million in total assets serving 1,408 members. By Trust Grade it ranks 95th of 127 credit unions we track in New Jersey. Its net worth ratio of 16.7% is stronger than 65% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-0.64% return on assets), a point to watch. No consumer complaints against Vah Lyons Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.9M
<$100M institution
Members
1,408
Shares & deposits
Net worth ratio
16.7%
Top 35% of <$100M peers · New Jersey median 13.9%
Return on assets
-0.6%
Bottom 11% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#95
of 127 credit unions

How Vah Lyons Employees compares to New Jersey peers

Net worth ratio
Top 35% of <$100M peers
Vah Lyons
16.7%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Vah Lyons
-0.6%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Vah Lyons Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Strongly capitalized (16.7% capital ratio)
  • Unprofitable over the period (ROA -0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vah Lyons Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vah Lyons Employees insured?

Yes. Vah Lyons Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vah Lyons Employees: frequently asked questions

Is Vah Lyons Employees a good credit union?

Vah Lyons Employees earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Unprofitable over the period (ROA -0.64%).

Is Vah Lyons Employees NCUA-insured?

Yes. Vah Lyons Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vah Lyons Employees?

Vah Lyons Employees holds $28 million in total assets, ranking 95th of 127 credit unions we track in New Jersey. It serves 1,408 members.

Does Vah Lyons Employees have CFPB complaints?

No CFPB complaints against Vah Lyons Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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