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credit union

Lakehurst Naval

Joint Base Mdl, NJ · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Lakehurst Naval is a credit union based in Joint Base Mdl, New Jersey, established in 1952, with $40 million in total assets serving 1,821 members. By Trust Grade it ranks 9th of 127 credit unions we track in New Jersey. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 4.20% return on assets. No consumer complaints against Lakehurst Naval appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.6M
<$100M institution
Members
1,821
Shares & deposits
Net worth ratio
12.5%
Bottom 37% of <$100M peers · New Jersey median 13.9%
Return on assets
4.2%
Top 1% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#9
of 127 credit unions

How Lakehurst Naval compares to New Jersey peers

Net worth ratio
Bottom 37% of <$100M peers
Lakehurst Naval
12.5%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Lakehurst Naval
4.2%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Lakehurst Naval

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 4.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lakehurst Naval over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lakehurst Naval insured?

Yes. Lakehurst Naval is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lakehurst Naval: frequently asked questions

Is Lakehurst Naval a good credit union?

Lakehurst Naval earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 4.20%).

Is Lakehurst Naval NCUA-insured?

Yes. Lakehurst Naval is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lakehurst Naval?

Lakehurst Naval holds $40 million in total assets, ranking 9th of 127 credit unions we track in New Jersey. It serves 1,821 members.

Does Lakehurst Naval have CFPB complaints?

No CFPB complaints against Lakehurst Naval appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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