H. E. Telephone
H. E. Telephone is a credit union based in Rochelle Park, New Jersey, established in 1966, with $46 million in total assets serving 2,660 members. By Trust Grade it ranks 62nd of 127 credit unions we track in New Jersey. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against H. E. Telephone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How H. E. Telephone compares to New Jersey peers
How we graded H. E. Telephone
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.1% capital ratio)
- Profitable (ROA 0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for H. E. Telephone over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at H. E. Telephone insured?
Yes. H. E. Telephone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
H. E. Telephone: frequently asked questions
Is H. E. Telephone a good credit union?
H. E. Telephone earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Profitable (ROA 0.02%).
Is H. E. Telephone NCUA-insured?
Yes. H. E. Telephone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is H. E. Telephone?
H. E. Telephone holds $46 million in total assets, ranking 62nd of 127 credit unions we track in New Jersey. It serves 2,660 members.
Does H. E. Telephone have CFPB complaints?
No CFPB complaints against H. E. Telephone appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
