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credit union

Postal Employees

Yardville, NJ · Est. 1928
C
Trust Grade
Average
Score: 73/100

Postal Employees is a credit union based in Yardville, New Jersey, established in 1928, with $37 million in total assets serving 1,797 members. By Trust Grade it ranks 124th of 127 credit unions we track in New Jersey. Its net worth ratio of 15.9% is stronger than 60% of similarly sized credit unions, versus a New Jersey median of 13.9%. It posted a loss over the most recent period (-1.76% return on assets), a point to watch. No consumer complaints against Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$36.7M
<$100M institution
Members
1,797
Shares & deposits
Net worth ratio
15.9%
Top 40% of <$100M peers · New Jersey median 13.9%
Return on assets
-1.8%
Bottom 5% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#124
of 127 credit unions

How Postal Employees compares to New Jersey peers

Net worth ratio
Top 40% of <$100M peers
Postal Employees
15.9%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Postal Employees
-1.8%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (15.9% capital ratio)
  • Unprofitable over the period (ROA -1.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Postal Employees insured?

Yes. Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Postal Employees: frequently asked questions

Is Postal Employees a good credit union?

Postal Employees earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Unprofitable over the period (ROA -1.76%).

Is Postal Employees NCUA-insured?

Yes. Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Postal Employees?

Postal Employees holds $37 million in total assets, ranking 124th of 127 credit unions we track in New Jersey. It serves 1,797 members.

Does Postal Employees have CFPB complaints?

No CFPB complaints against Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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