Public Service
Public Service is a credit union based in Middlesex, New Jersey, established in 1957, with $41 million in total assets serving 3,926 members. By Trust Grade it ranks 13th of 127 credit unions we track in New Jersey. Its net worth ratio of 15.5% is stronger than 58% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Public Service appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Public Service compares to New Jersey peers
How we graded Public Service
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Public Service over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Public Service insured?
Yes. Public Service is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Public Service: frequently asked questions
Is Public Service a good credit union?
Public Service earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 1.31%).
Is Public Service NCUA-insured?
Yes. Public Service is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Public Service?
Public Service holds $41 million in total assets, ranking 13th of 127 credit unions we track in New Jersey. It serves 3,926 members.
Does Public Service have CFPB complaints?
No CFPB complaints against Public Service appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
