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credit union

Chaves County School Employees

Roswell, NM · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

Chaves County School Employees is a credit union based in Roswell, New Mexico, established in 1952, with $40 million in total assets serving 2,408 members. By Trust Grade it ranks 8th of 37 credit unions we track in New Mexico. Its net worth ratio of 20.6% is stronger than 80% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 2.13% return on assets. No consumer complaints against Chaves County School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$39.6M
<$100M institution
Members
2,408
Shares & deposits
Net worth ratio
20.6%
Top 20% of <$100M peers · New Mexico median 13.2%
Return on assets
2.1%
Top 5% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#8
of 37 credit unions

How Chaves County School Employees compares to New Mexico peers

Net worth ratio
Top 20% of <$100M peers
Chaves County
20.6%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Chaves County
2.1%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Chaves County School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.6% capital ratio)
  • Strongly profitable (ROA 2.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chaves County School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chaves County School Employees insured?

Yes. Chaves County School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chaves County School Employees: frequently asked questions

Is Chaves County School Employees a good credit union?

Chaves County School Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.6% capital ratio); Strongly profitable (ROA 2.13%).

Is Chaves County School Employees NCUA-insured?

Yes. Chaves County School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chaves County School Employees?

Chaves County School Employees holds $40 million in total assets, ranking 8th of 37 credit unions we track in New Mexico. It serves 2,408 members.

Does Chaves County School Employees have CFPB complaints?

No CFPB complaints against Chaves County School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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