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credit union

Jemez Valley

Jemez Springs, NM · Est. 1966
92/ 100
Trust Grade
Excellent
92 out of 100

Jemez Valley is a credit union based in Jemez Springs, New Mexico, established in 1966, with $28 million in total assets serving 1,822 members. By Trust Grade it ranks 25th of 37 credit unions we track in New Mexico. Its net worth ratio of 12.3% trails most similarly sized credit unions (36th percentile), versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Jemez Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.3M
<$100M institution
Members
1,822
Shares & deposits
Net worth ratio
12.3%
Bottom 36% of <$100M peers · New Mexico median 13.2%
Return on assets
0.3%
Bottom 34% of <$100M peers · New Mexico median 0.77%
Rank in New Mexico
#25
of 37 credit unions

How Jemez Valley compares to New Mexico peers

Net worth ratio
Bottom 36% of <$100M peers
Jemez Valley
12.3%
New Mexico median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of <$100M peers
Jemez Valley
0.3%
New Mexico median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Jemez Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Jemez Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Jemez Valley insured?

Yes. Jemez Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jemez Valley: frequently asked questions

Is Jemez Valley a good credit union?

Jemez Valley earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.28%).

Is Jemez Valley NCUA-insured?

Yes. Jemez Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Jemez Valley?

Jemez Valley holds $28 million in total assets, ranking 25th of 37 credit unions we track in New Mexico. It serves 1,822 members.

Does Jemez Valley have CFPB complaints?

No CFPB complaints against Jemez Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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