Directors Choice
Directors Choice is a credit union based in Albany, New York, established in 1999, with $12 million in total assets serving 739 members. By Trust Grade it ranks 62nd of 267 credit unions we track in New York. Its net worth ratio of 22.8% is stronger than 85% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against Directors Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Directors Choice compares to New York peers
How we graded Directors Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.8% capital ratio)
- Strongly profitable (ROA 1.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Directors Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Directors Choice insured?
Yes. Directors Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Directors Choice: frequently asked questions
Is Directors Choice a good credit union?
Directors Choice earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.8% capital ratio); Strongly profitable (ROA 1.95%).
Is Directors Choice NCUA-insured?
Yes. Directors Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Directors Choice?
Directors Choice holds $12 million in total assets, ranking 62nd of 267 credit unions we track in New York. It serves 739 members.
Does Directors Choice have CFPB complaints?
No CFPB complaints against Directors Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
