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credit union

Niagara Falls Teachers

Niagara Falls, NY · Est. 1935
A
Trust Grade
Excellent
Score: 96/100

Niagara Falls Teachers is a credit union based in Niagara Falls, New York, established in 1935, with $14 million in total assets serving 1,473 members. By Trust Grade it ranks 75th of 267 credit unions we track in New York. Its net worth ratio of 18.2% is stronger than 71% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Niagara Falls Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.5M
<$100M institution
Members
1,473
Shares & deposits
Net worth ratio
18.2%
Top 29% of <$100M peers · New York median 12%
Return on assets
0.7%
Top 44% of <$100M peers · New York median 0.67%
Rank in New York
#75
of 267 credit unions

How Niagara Falls Teachers compares to New York peers

Net worth ratio
Top 29% of <$100M peers
Niagara Falls
18.2%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Niagara Falls
0.7%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Niagara Falls Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (18.2% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Niagara Falls Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Niagara Falls Teachers insured?

Yes. Niagara Falls Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Niagara Falls Teachers: frequently asked questions

Is Niagara Falls Teachers a good credit union?

Niagara Falls Teachers earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (18.2% capital ratio); Profitable (ROA 0.71%).

Is Niagara Falls Teachers NCUA-insured?

Yes. Niagara Falls Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Niagara Falls Teachers?

Niagara Falls Teachers holds $14 million in total assets, ranking 75th of 267 credit unions we track in New York. It serves 1,473 members.

Does Niagara Falls Teachers have CFPB complaints?

No CFPB complaints against Niagara Falls Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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