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B.S. And C.P. Hospitals Employees

Bronx, NY · Est. 1971
A
Trust Grade
Excellent
Score: 98/100

B.S. And C.P. Hospitals Employees is a credit union based in Bronx, New York, established in 1971, with $999 thousand in total assets serving 532 members. By Trust Grade it ranks 42nd of 267 credit unions we track in New York. Its net worth ratio of 33.8% is stronger than 96% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against B.S. And C.P. Hospitals Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$999K
<$100M institution
Members
532
Shares & deposits
Net worth ratio
33.8%
Top 4% of <$100M peers · New York median 12%
Return on assets
1.5%
Top 14% of <$100M peers · New York median 0.67%
Rank in New York
#42
of 267 credit unions

How B.S. And C.P. Hospitals Employees compares to New York peers

Net worth ratio
Top 4% of <$100M peers
B.S. And
33.8%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
B.S. And
1.5%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded B.S. And C.P. Hospitals Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (33.8% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for B.S. And C.P. Hospitals Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at B.S. And C.P. Hospitals Employees insured?

Yes. B.S. And C.P. Hospitals Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

B.S. And C.P. Hospitals Employees: frequently asked questions

Is B.S. And C.P. Hospitals Employees a good credit union?

B.S. And C.P. Hospitals Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (33.8% capital ratio); Strongly profitable (ROA 1.53%).

Is B.S. And C.P. Hospitals Employees NCUA-insured?

Yes. B.S. And C.P. Hospitals Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is B.S. And C.P. Hospitals Employees?

B.S. And C.P. Hospitals Employees holds $1 million in total assets, ranking 42nd of 267 credit unions we track in New York. It serves 532 members.

Does B.S. And C.P. Hospitals Employees have CFPB complaints?

No CFPB complaints against B.S. And C.P. Hospitals Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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