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credit union

Becco Buffalo

Tonawanda, NY · Est. 1955
73/ 100
Trust Grade
Average
73 out of 100

Becco Buffalo is a credit union based in Tonawanda, New York, established in 1955, with $990 thousand in total assets serving 144 members. By Trust Grade it ranks 249th of 267 credit unions we track in New York. Its net worth ratio of 24.5% is stronger than 89% of similarly sized credit unions, versus a New York median of 12%. It posted a loss over the most recent period (-5.22% return on assets), a point to watch. No consumer complaints against Becco Buffalo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$990K
<$100M institution
Members
144
Shares & deposits
Net worth ratio
24.5%
Top 11% of <$100M peers · New York median 12%
Return on assets
-5.2%
Bottom 2% of <$100M peers · New York median 0.67%
Rank in New York
#249
of 267 credit unions

How Becco Buffalo compares to New York peers

Net worth ratio
Top 11% of <$100M peers
Becco Buffalo
24.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Becco Buffalo
-5.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Becco Buffalo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
73/100
  • Strongly capitalized (24.5% capital ratio)
  • Unprofitable over the period (ROA -5.22%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Becco Buffalo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Becco Buffalo insured?

Yes. Becco Buffalo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Becco Buffalo: frequently asked questions

Is Becco Buffalo a good credit union?

Becco Buffalo earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (24.5% capital ratio); Unprofitable over the period (ROA -5.22%).

Is Becco Buffalo NCUA-insured?

Yes. Becco Buffalo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Becco Buffalo?

Becco Buffalo holds $1 million in total assets, ranking 249th of 267 credit unions we track in New York. It serves 144 members.

Does Becco Buffalo have CFPB complaints?

No CFPB complaints against Becco Buffalo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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