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Mount Vernon Ny Postal Employees

Mount Vernon, NY · Est. 1935
B
Trust Grade
Strong
Score: 85/100

Mount Vernon Ny Postal Employees is a credit union based in Mount Vernon, New York, established in 1935, with $1 million in total assets serving 143 members. By Trust Grade it ranks 198th of 267 credit unions we track in New York. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a New York median of 12%. It posted a loss over the most recent period (-0.57% return on assets), a point to watch. No consumer complaints against Mount Vernon Ny Postal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0M
<$100M institution
Members
143
Shares & deposits
Net worth ratio
16.5%
Top 36% of <$100M peers · New York median 12%
Return on assets
-0.6%
Bottom 12% of <$100M peers · New York median 0.67%
Rank in New York
#198
of 267 credit unions

How Mount Vernon Ny Postal Employees compares to New York peers

Net worth ratio
Top 36% of <$100M peers
Mount Vernon
16.5%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Mount Vernon
-0.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mount Vernon Ny Postal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (16.5% capital ratio)
  • Unprofitable over the period (ROA -0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mount Vernon Ny Postal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mount Vernon Ny Postal Employees insured?

Yes. Mount Vernon Ny Postal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mount Vernon Ny Postal Employees: frequently asked questions

Is Mount Vernon Ny Postal Employees a good credit union?

Mount Vernon Ny Postal Employees earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Unprofitable over the period (ROA -0.57%).

Is Mount Vernon Ny Postal Employees NCUA-insured?

Yes. Mount Vernon Ny Postal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mount Vernon Ny Postal Employees?

Mount Vernon Ny Postal Employees holds $1 million in total assets, ranking 198th of 267 credit unions we track in New York. It serves 143 members.

Does Mount Vernon Ny Postal Employees have CFPB complaints?

No CFPB complaints against Mount Vernon Ny Postal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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