St. John United
St. John United is a credit union based in Buffalo, New York, established in 1973, with $1 million in total assets serving 411 members. By Trust Grade it ranks 206th of 267 credit unions we track in New York. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-0.31% return on assets), a point to watch. No consumer complaints against St. John United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. John United compares to New York peers
How we graded St. John United
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Unprofitable over the period (ROA -0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. John United over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. John United insured?
Yes. St. John United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. John United: frequently asked questions
Is St. John United a good credit union?
St. John United earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Unprofitable over the period (ROA -0.31%).
Is St. John United NCUA-insured?
Yes. St. John United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. John United?
St. John United holds $1 million in total assets, ranking 206th of 267 credit unions we track in New York. It serves 411 members.
Does St. John United have CFPB complaints?
No CFPB complaints against St. John United appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
