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credit union

Afgm Enterprises

Cheektowaga, NY · Est. 1963
A
Trust Grade
Excellent
Score: 98/100

Afgm Enterprises is a credit union based in Cheektowaga, New York, established in 1963, with $14 million in total assets serving 1,199 members. By Trust Grade it ranks 31st of 267 credit unions we track in New York. Its net worth ratio of 25.1% is stronger than 89% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Afgm Enterprises appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.6M
<$100M institution
Members
1,199
Shares & deposits
Net worth ratio
25.1%
Top 11% of <$100M peers · New York median 12%
Return on assets
1.2%
Top 25% of <$100M peers · New York median 0.67%
Rank in New York
#31
of 267 credit unions

How Afgm Enterprises compares to New York peers

Net worth ratio
Top 11% of <$100M peers
Afgm Enterprises
25.1%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 25% of <$100M peers
Afgm Enterprises
1.2%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Afgm Enterprises

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (25.1% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Afgm Enterprises over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Afgm Enterprises insured?

Yes. Afgm Enterprises is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Afgm Enterprises: frequently asked questions

Is Afgm Enterprises a good credit union?

Afgm Enterprises earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (25.1% capital ratio); Strongly profitable (ROA 1.18%).

Is Afgm Enterprises NCUA-insured?

Yes. Afgm Enterprises is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Afgm Enterprises?

Afgm Enterprises holds $14 million in total assets, ranking 31st of 267 credit unions we track in New York. It serves 1,199 members.

Does Afgm Enterprises have CFPB complaints?

No CFPB complaints against Afgm Enterprises appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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