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Lockport Schools & Community

Lockport, NY · Est. 1966
85/ 100
Trust Grade
Strong
85 out of 100

Lockport Schools & Community is a credit union based in Lockport, New York, established in 1966, with $26 million in total assets serving 1,689 members. By Trust Grade it ranks 204th of 267 credit unions we track in New York. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Lockport Schools & Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.4M
<$100M institution
Members
1,689
Shares & deposits
Net worth ratio
8.6%
Bottom 8% of <$100M peers · New York median 12%
Return on assets
1.3%
Top 21% of <$100M peers · New York median 0.67%
Rank in New York
#204
of 267 credit unions

How Lockport Schools & Community compares to New York peers

Net worth ratio
Bottom 8% of <$100M peers
Lockport Schools
8.6%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of <$100M peers
Lockport Schools
1.3%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Lockport Schools & Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
85/100
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.26%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Lockport Schools & Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lockport Schools & Community insured?

Yes. Lockport Schools & Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lockport Schools & Community: frequently asked questions

Is Lockport Schools & Community a good credit union?

Lockport Schools & Community earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.26%).

Is Lockport Schools & Community NCUA-insured?

Yes. Lockport Schools & Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lockport Schools & Community?

Lockport Schools & Community holds $26 million in total assets, ranking 204th of 267 credit unions we track in New York. It serves 1,689 members.

Does Lockport Schools & Community have CFPB complaints?

No CFPB complaints against Lockport Schools & Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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