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White Plains P O Employees

White Plains, NY · Est. 1939
C
Trust Grade
Average
Score: 74/100

White Plains P O Employees is a credit union based in White Plains, New York, established in 1939, with $873 thousand in total assets serving 90 members. By Trust Grade it ranks 244th of 267 credit unions we track in New York. Its net worth ratio of 24.7% is stronger than 89% of similarly sized credit unions, versus a New York median of 12%. It posted a loss over the most recent period (-1.60% return on assets), a point to watch. No consumer complaints against White Plains P O Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$873K
<$100M institution
Members
90
Shares & deposits
Net worth ratio
24.7%
Top 11% of <$100M peers · New York median 12%
Return on assets
-1.6%
Bottom 6% of <$100M peers · New York median 0.67%
Rank in New York
#244
of 267 credit unions

How White Plains P O Employees compares to New York peers

Net worth ratio
Top 11% of <$100M peers
White Plains
24.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of <$100M peers
White Plains
-1.6%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded White Plains P O Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
74/100
Customer experience
n/a
Overall
C · 74
  • Strongly capitalized (24.7% capital ratio)
  • Unprofitable over the period (ROA -1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for White Plains P O Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at White Plains P O Employees insured?

Yes. White Plains P O Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

White Plains P O Employees: frequently asked questions

Is White Plains P O Employees a good credit union?

White Plains P O Employees earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Strongly capitalized (24.7% capital ratio); Unprofitable over the period (ROA -1.60%).

Is White Plains P O Employees NCUA-insured?

Yes. White Plains P O Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is White Plains P O Employees?

White Plains P O Employees holds $1 million in total assets, ranking 244th of 267 credit unions we track in New York. It serves 90 members.

Does White Plains P O Employees have CFPB complaints?

No CFPB complaints against White Plains P O Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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