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credit union

Champion

Canton, NC · Est. 1932
A
Trust Grade
Excellent
Score: 94/100

Champion is a credit union based in Canton, North Carolina, established in 1932, with $555 million in total assets serving 36,123 members. By Trust Grade it ranks 22nd of 57 credit unions we track in North Carolina. Its net worth ratio of 11.9% is stronger than 58% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Champion appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$555.1M
$100M–1B institution
Members
36,123
Shares & deposits
Net worth ratio
11.9%
Top 42% of $100M–1B peers · North Carolina median 12.7%
Return on assets
0.6%
Bottom 42% of $100M–1B peers · North Carolina median 0.58%
Rank in North Carolina
#22
of 57 credit unions

How Champion compares to North Carolina peers

Net worth ratio
Top 42% of $100M–1B peers
Champion
11.9%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Champion
0.6%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Champion

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Champion over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Champion insured?

Yes. Champion is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Champion: frequently asked questions

Is Champion a good credit union?

Champion earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.57%).

Is Champion NCUA-insured?

Yes. Champion is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Champion?

Champion holds $555 million in total assets, ranking 22nd of 57 credit unions we track in North Carolina. It serves 36,123 members.

Does Champion have CFPB complaints?

No CFPB complaints against Champion appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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