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credit union

Members

Winston Salem, NC · Est. 1953
A
Trust Grade
Excellent
Score: 96/100

Members is a credit union based in Winston Salem, North Carolina, established in 1953, with $482 million in total assets serving 47,453 members. By Trust Grade it ranks 12th of 57 credit unions we track in North Carolina. Its net worth ratio of 14.3% is stronger than 83% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Members appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$481.8M
$100M–1B institution
Members
47,453
Shares & deposits
Net worth ratio
14.3%
Top 17% of $100M–1B peers · North Carolina median 12.7%
Return on assets
0.7%
Top 45% of $100M–1B peers · North Carolina median 0.58%
Rank in North Carolina
#12
of 57 credit unions

How Members compares to North Carolina peers

Net worth ratio
Top 17% of $100M–1B peers
Members
14.3%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Members
0.7%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Members

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members insured?

Yes. Members is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members: frequently asked questions

Is Members a good credit union?

Members earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.75%).

Is Members NCUA-insured?

Yes. Members is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members?

Members holds $482 million in total assets, ranking 12th of 57 credit unions we track in North Carolina. It serves 47,453 members.

Does Members have CFPB complaints?

No CFPB complaints against Members appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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