Vision Financial
Vision Financial is a credit union based in Durham, North Carolina, established in 1960, with $60 million in total assets serving 6,064 members. By Trust Grade it ranks 2nd of 57 credit unions we track in North Carolina. Its net worth ratio of 16.3% is stronger than 62% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Vision Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vision Financial compares to North Carolina peers
How we graded Vision Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.3% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vision Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Vision Financial insured?
Yes. Vision Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vision Financial: frequently asked questions
Is Vision Financial a good credit union?
Vision Financial earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Profitable (ROA 0.99%).
Is Vision Financial NCUA-insured?
Yes. Vision Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Vision Financial?
Vision Financial holds $60 million in total assets, ranking 2nd of 57 credit unions we track in North Carolina. It serves 6,064 members.
Does Vision Financial have CFPB complaints?
No CFPB complaints against Vision Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
