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credit union

Lion's Share

Salisbury, NC · Est. 1982
F
Trust Grade
Weak
Score: 24/100

Lion's Share is a credit union based in Salisbury, North Carolina, established in 1982, with $66 million in total assets serving 12,578 members. By Trust Grade it ranks 57th of 57 credit unions we track in North Carolina. Its net worth ratio of 3.1% trails most similarly sized credit unions (0th percentile), versus a North Carolina median of 12.7%. It posted a loss over the most recent period (-0.60% return on assets), a point to watch. No consumer complaints against Lion's Share appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.9M
<$100M institution
Members
12,578
Shares & deposits
Net worth ratio
3.1%
Bottom 0% of <$100M peers · North Carolina median 12.7%
Return on assets
-0.6%
Bottom 12% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#57
of 57 credit unions

How Lion's Share compares to North Carolina peers

Net worth ratio
Bottom 0% of <$100M peers
Lion's Share
3.1%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of <$100M peers
Lion's Share
-0.6%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Lion's Share

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
24/100
Customer experience
n/a
Overall
F · 24
  • Below the well-capitalized threshold (3.1%)
  • Unprofitable over the period (ROA -0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lion's Share over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lion's Share insured?

Yes. Lion's Share is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lion's Share: frequently asked questions

Is Lion's Share a good credit union?

Lion's Share earns a Bankzia Trust Grade of F (24/100, "Weak"), based on a financial-strength score of 24/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.1%); Unprofitable over the period (ROA -0.60%).

Is Lion's Share NCUA-insured?

Yes. Lion's Share is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lion's Share?

Lion's Share holds $66 million in total assets, ranking 57th of 57 credit unions we track in North Carolina. It serves 12,578 members.

Does Lion's Share have CFPB complaints?

No CFPB complaints against Lion's Share appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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