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credit union

Healthshare

Greensboro, NC · Est. 1955
A
Trust Grade
Excellent
Score: 96/100

Healthshare is a credit union based in Greensboro, North Carolina, established in 1955, with $50 million in total assets serving 5,727 members. By Trust Grade it ranks 17th of 57 credit unions we track in North Carolina. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Healthshare appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.2M
<$100M institution
Members
5,727
Shares & deposits
Net worth ratio
13.5%
Bottom 45% of <$100M peers · North Carolina median 12.7%
Return on assets
0.7%
Top 45% of <$100M peers · North Carolina median 0.58%
Rank in North Carolina
#17
of 57 credit unions

How Healthshare compares to North Carolina peers

Net worth ratio
Bottom 45% of <$100M peers
Healthshare
13.5%
North Carolina median
12.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of <$100M peers
Healthshare
0.7%
North Carolina median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Healthshare

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (13.5% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Healthshare over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Healthshare insured?

Yes. Healthshare is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Healthshare: frequently asked questions

Is Healthshare a good credit union?

Healthshare earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Profitable (ROA 0.70%).

Is Healthshare NCUA-insured?

Yes. Healthshare is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Healthshare?

Healthshare holds $50 million in total assets, ranking 17th of 57 credit unions we track in North Carolina. It serves 5,727 members.

Does Healthshare have CFPB complaints?

No CFPB complaints against Healthshare appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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