Skip to main content
credit union

F.F.E.

Fargo, ND · Est. 1954
B
Trust Grade
Strong
Score: 88/100

F.F.E. is a credit union based in Fargo, North Dakota, established in 1954, with $4 million in total assets serving 442 members. By Trust Grade it ranks 24th of 29 credit unions we track in North Dakota. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a North Dakota median of 13.4%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against F.F.E. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.5M
<$100M institution
Members
442
Shares & deposits
Net worth ratio
14.3%
Top 50% of <$100M peers · North Dakota median 13.4%
Return on assets
-0.2%
Bottom 18% of <$100M peers · North Dakota median 0.87%
Rank in North Dakota
#24
of 29 credit unions

How F.F.E. compares to North Dakota peers

Net worth ratio
Top 50% of <$100M peers
F.F.E.
14.3%
North Dakota median
13.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
F.F.E.
-0.2%
North Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded F.F.E.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (14.3% capital ratio)
  • Unprofitable over the period (ROA -0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for F.F.E. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at F.F.E. insured?

Yes. F.F.E. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

F.F.E.: frequently asked questions

Is F.F.E. a good credit union?

F.F.E. earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Unprofitable over the period (ROA -0.19%).

Is F.F.E. NCUA-insured?

Yes. F.F.E. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is F.F.E.?

F.F.E. holds $4 million in total assets, ranking 24th of 29 credit unions we track in North Dakota. It serves 442 members.

Does F.F.E. have CFPB complaints?

No CFPB complaints against F.F.E. appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Lisbon Farmers Union
credit union · Lisbon, ND · $4M assets
Tel-U-Watt
credit union · Minot, ND · $5M assets
Northern Sts Pwr Company Emp
credit union · Grand Forks, ND · $1M assets
Cce
credit union · Fargo, ND · $14M assets
Fargo Va
credit union · Fargo, ND · $14M assets
Minot Area Schools
credit union · Minot, ND · $15M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →