Northern Sts Pwr Company Emp
Northern Sts Pwr Company Emp is a credit union based in Grand Forks, North Dakota, established in 1935, with $1 million in total assets serving 114 members. By Trust Grade it ranks 21st of 29 credit unions we track in North Dakota. Its net worth ratio of 10.5% trails most similarly sized credit unions (21th percentile), versus a North Dakota median of 13.4%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Northern Sts Pwr Company Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern Sts Pwr Company Emp compares to North Dakota peers
How we graded Northern Sts Pwr Company Emp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern Sts Pwr Company Emp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northern Sts Pwr Company Emp insured?
Yes. Northern Sts Pwr Company Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern Sts Pwr Company Emp: frequently asked questions
Is Northern Sts Pwr Company Emp a good credit union?
Northern Sts Pwr Company Emp earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Strongly profitable (ROA 1.13%).
Is Northern Sts Pwr Company Emp NCUA-insured?
Yes. Northern Sts Pwr Company Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northern Sts Pwr Company Emp?
Northern Sts Pwr Company Emp holds $1 million in total assets, ranking 21st of 29 credit unions we track in North Dakota. It serves 114 members.
Does Northern Sts Pwr Company Emp have CFPB complaints?
No CFPB complaints against Northern Sts Pwr Company Emp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
