Skip to main content
credit union

Firelands

Bellevue, OH · Est. 1957
B
Trust Grade
Strong
Score: 89/100

Firelands is a credit union based in Bellevue, Ohio, established in 1957, with $569 million in total assets serving 36,412 members. By Trust Grade it ranks 125th of 195 credit unions we track in Ohio. Its net worth ratio of 9.6% trails most similarly sized credit unions (23th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Firelands appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$569.5M
$100M–1B institution
Members
36,412
Shares & deposits
Net worth ratio
9.6%
Bottom 23% of $100M–1B peers · Ohio median 12%
Return on assets
1.4%
Top 14% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#125
of 195 credit unions

How Firelands compares to Ohio peers

Net worth ratio
Bottom 23% of $100M–1B peers
Firelands
9.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Firelands
1.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Firelands

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Firelands over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Firelands insured?

Yes. Firelands is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Firelands: frequently asked questions

Is Firelands a good credit union?

Firelands earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.38%).

Is Firelands NCUA-insured?

Yes. Firelands is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Firelands?

Firelands holds $569 million in total assets, ranking 125th of 195 credit unions we track in Ohio. It serves 36,412 members.

Does Firelands have CFPB complaints?

No CFPB complaints against Firelands appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Desco
credit union · Portsmouth, OH · $539M assets
Oucu Financial Credit Union, Inc.
credit union · Athens, OH · $521M assets
Homeland
credit union · Chillicothe, OH · $620M assets
River Valley
credit union · Miamisburg, OH · $497M assets
Cme
credit union · Columbus, OH · $486M assets
Century
credit union · Independence, OH · $475M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →