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Wright-Patt Credit Union, Inc.

Beavercreek, OH · Est. 1932
92/ 100
Trust Grade
Excellent
92 out of 100

Wright-Patt Credit Union, Inc. is a credit union based in Beavercreek, Ohio, established in 1932, with $9.6 billion in total assets serving 525,908 members. By Trust Grade it ranks 99th of 195 credit unions we track in Ohio. Its net worth ratio of 10.9% is stronger than 53% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Wright-Patt Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.6B
$1B–10B institution
Members
525,908
Shares & deposits
Net worth ratio
10.9%
Top 47% of $1B–10B peers · Ohio median 12%
Return on assets
0.8%
Top 41% of $1B–10B peers · Ohio median 0.69%
Rank in Ohio
#99
of 195 credit unions

How Wright-Patt Credit Union, Inc. compares to Ohio peers

Net worth ratio
Top 47% of $1B–10B peers
Wright-Patt Credit
10.9%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $1B–10B peers
Wright-Patt Credit
0.8%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Wright-Patt Credit Union, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Wright-Patt Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wright-Patt Credit Union, Inc. insured?

Yes. Wright-Patt Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wright-Patt Credit Union, Inc.: frequently asked questions

Is Wright-Patt Credit Union, Inc. a good credit union?

Wright-Patt Credit Union, Inc. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.82%).

Is Wright-Patt Credit Union, Inc. NCUA-insured?

Yes. Wright-Patt Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wright-Patt Credit Union, Inc.?

Wright-Patt Credit Union, Inc. holds $9.6 billion in total assets, ranking 99th of 195 credit unions we track in Ohio. It serves 525,908 members.

Does Wright-Patt Credit Union, Inc. have CFPB complaints?

No CFPB complaints against Wright-Patt Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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