Millstream Area
Millstream Area is a credit union based in Findlay, Ohio, with $70 million in total assets serving 7,832 members. By Trust Grade it ranks 41st of 195 credit unions we track in Ohio. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Millstream Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Millstream Area compares to Ohio peers
How we graded Millstream Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Millstream Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Millstream Area insured?
Yes. Millstream Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Millstream Area: frequently asked questions
Is Millstream Area a good credit union?
Millstream Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.53%).
Is Millstream Area NCUA-insured?
Yes. Millstream Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Millstream Area?
Millstream Area holds $70 million in total assets, ranking 41st of 195 credit unions we track in Ohio. It serves 7,832 members.
Does Millstream Area have CFPB complaints?
No CFPB complaints against Millstream Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
