Skip to main content
credit union

Kh Credit Union, Inc.

Dayton, OH · Est. 1964
A
Trust Grade
Excellent
Score: 95/100

Kh Credit Union, Inc. is a credit union based in Dayton, Ohio, established in 1964, with $69 million in total assets serving 7,774 members. By Trust Grade it ranks 72nd of 195 credit unions we track in Ohio. Its net worth ratio of 13.2% trails most similarly sized credit unions (42th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Kh Credit Union, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.4M
<$100M institution
Members
7,774
Shares & deposits
Net worth ratio
13.2%
Bottom 42% of <$100M peers · Ohio median 12%
Return on assets
0.6%
Top 50% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#72
of 195 credit unions

How Kh Credit Union, Inc. compares to Ohio peers

Net worth ratio
Bottom 42% of <$100M peers
Kh Credit
13.2%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of <$100M peers
Kh Credit
0.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kh Credit Union, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kh Credit Union, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kh Credit Union, Inc. insured?

Yes. Kh Credit Union, Inc. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kh Credit Union, Inc.: frequently asked questions

Is Kh Credit Union, Inc. a good credit union?

Kh Credit Union, Inc. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.62%).

Is Kh Credit Union, Inc. NCUA-insured?

Yes. Kh Credit Union, Inc. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kh Credit Union, Inc.?

Kh Credit Union, Inc. holds $69 million in total assets, ranking 72nd of 195 credit unions we track in Ohio. It serves 7,774 members.

Does Kh Credit Union, Inc. have CFPB complaints?

No CFPB complaints against Kh Credit Union, Inc. appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Educational Community Alliance
credit union · Toledo, OH · $69M assets
Doy
credit union · Youngstown, OH · $70M assets
Millstream Area
credit union · Findlay, OH · $70M assets
L C E
credit union · Painesville, OH · $71M assets
Postal Family Credit Union, Inc.
credit union · Cincinnati, OH · $66M assets
Integrity
credit union · Barberton, OH · $73M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →