Educational Community Alliance
Educational Community Alliance is a credit union based in Toledo, Ohio, established in 1934, with $69 million in total assets serving 5,286 members. By Trust Grade it ranks 88th of 195 credit unions we track in Ohio. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Educational Community Alliance appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Educational Community Alliance compares to Ohio peers
How we graded Educational Community Alliance
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Educational Community Alliance over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Educational Community Alliance insured?
Yes. Educational Community Alliance is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Educational Community Alliance: frequently asked questions
Is Educational Community Alliance a good credit union?
Educational Community Alliance earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.75%).
Is Educational Community Alliance NCUA-insured?
Yes. Educational Community Alliance is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Educational Community Alliance?
Educational Community Alliance holds $69 million in total assets, ranking 88th of 195 credit unions we track in Ohio. It serves 5,286 members.
Does Educational Community Alliance have CFPB complaints?
No CFPB complaints against Educational Community Alliance appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
