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credit union

Shaker Heights

Shaker Heights, OH · Est. 1940
A
Trust Grade
Excellent
Score: 90/100

Shaker Heights is a credit union based in Shaker Heights, Ohio, established in 1940, with $1 million in total assets serving 134 members. By Trust Grade it ranks 113th of 195 credit unions we track in Ohio. Its net worth ratio of 23.7% is stronger than 87% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.01% return on assets. No consumer complaints against Shaker Heights appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2M
<$100M institution
Members
134
Shares & deposits
Net worth ratio
23.7%
Top 13% of <$100M peers · Ohio median 12%
Return on assets
0.0%
Bottom 21% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#113
of 195 credit unions

How Shaker Heights compares to Ohio peers

Net worth ratio
Top 13% of <$100M peers
Shaker Heights
23.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
Shaker Heights
0.0%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Shaker Heights

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (23.7% capital ratio)
  • Profitable (ROA 0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shaker Heights over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Shaker Heights insured?

Yes. Shaker Heights is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shaker Heights: frequently asked questions

Is Shaker Heights a good credit union?

Shaker Heights earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (23.7% capital ratio); Profitable (ROA 0.01%).

Is Shaker Heights NCUA-insured?

Yes. Shaker Heights is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Shaker Heights?

Shaker Heights holds $1 million in total assets, ranking 113th of 195 credit unions we track in Ohio. It serves 134 members.

Does Shaker Heights have CFPB complaints?

No CFPB complaints against Shaker Heights appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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