Skip to main content
credit union

Mahoning Valley

Youngstown, OH · Est. 1961
C
Trust Grade
Average
Score: 71/100

Mahoning Valley is a credit union based in Youngstown, Ohio, established in 1961, with $387 thousand in total assets serving 242 members. By Trust Grade it ranks 193rd of 195 credit unions we track in Ohio. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Ohio median of 12%. It posted a loss over the most recent period (-6.60% return on assets), a point to watch. No consumer complaints against Mahoning Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$387K
<$100M institution
Members
242
Shares & deposits
Net worth ratio
11.6%
Bottom 29% of <$100M peers · Ohio median 12%
Return on assets
-6.6%
Bottom 1% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#193
of 195 credit unions

How Mahoning Valley compares to Ohio peers

Net worth ratio
Bottom 29% of <$100M peers
Mahoning Valley
11.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of <$100M peers
Mahoning Valley
-6.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mahoning Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
71/100
Customer experience
n/a
Overall
C · 71
  • Strongly capitalized (11.6% capital ratio)
  • Unprofitable over the period (ROA -6.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mahoning Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mahoning Valley insured?

Yes. Mahoning Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mahoning Valley: frequently asked questions

Is Mahoning Valley a good credit union?

Mahoning Valley earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Unprofitable over the period (ROA -6.60%).

Is Mahoning Valley NCUA-insured?

Yes. Mahoning Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mahoning Valley?

Mahoning Valley holds $0 million in total assets, ranking 193rd of 195 credit unions we track in Ohio. It serves 242 members.

Does Mahoning Valley have CFPB complaints?

No CFPB complaints against Mahoning Valley appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Wright-Dunbar Area
credit union · Dayton, OH · $365K assets
Cleveland Church Of Christ
credit union · Cleveland, OH · $362K assets
Heekin Can Empl
credit union · Cincinnati, OH · $286K assets
Mt Zion Woodlawn
credit union · Cincinnati, OH · $143K assets
Shaker Heights
credit union · Shaker Heights, OH · $1M assets
Ibew 141
credit union · Saint Clairsvil, OH · $1M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →