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credit union

Wright-Dunbar Area

Dayton, OH · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Wright-Dunbar Area is a credit union based in Dayton, Ohio, established in 1955, with $365 thousand in total assets serving 309 members. By Trust Grade it ranks 38th of 195 credit unions we track in Ohio. Its net worth ratio of 18.3% is stronger than 72% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Wright-Dunbar Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$365K
<$100M institution
Members
309
Shares & deposits
Net worth ratio
18.3%
Top 28% of <$100M peers · Ohio median 12%
Return on assets
1.1%
Top 26% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#38
of 195 credit unions

How Wright-Dunbar Area compares to Ohio peers

Net worth ratio
Top 28% of <$100M peers
Wright-Dunbar Area
18.3%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Wright-Dunbar Area
1.1%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Wright-Dunbar Area

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.3% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wright-Dunbar Area over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wright-Dunbar Area insured?

Yes. Wright-Dunbar Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wright-Dunbar Area: frequently asked questions

Is Wright-Dunbar Area a good credit union?

Wright-Dunbar Area earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Strongly profitable (ROA 1.14%).

Is Wright-Dunbar Area NCUA-insured?

Yes. Wright-Dunbar Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wright-Dunbar Area?

Wright-Dunbar Area holds $0 million in total assets, ranking 38th of 195 credit unions we track in Ohio. It serves 309 members.

Does Wright-Dunbar Area have CFPB complaints?

No CFPB complaints against Wright-Dunbar Area appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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