credit union

Western Sun

Broken Arrow, OK · Est. 1940
A
Trust Grade
Excellent
Score: 90/100

Western Sun is a credit union based in Broken Arrow, Oklahoma, established in 1940, with $186 million in total assets serving 25,703 members. By Trust Grade it ranks 33rd of 53 credit unions we track in Oklahoma. Its net worth ratio of 17.1% is stronger than 94% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-0.06% return on assets), a point to watch. No consumer complaints against Western Sun appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$185.7M
$100M–1B institution
Members
25,703
Shares & deposits
—
Net worth ratio
17.1%
Top 6% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
-0.1%
Bottom 6% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#33
of 53 credit unions

How Western Sun compares to Oklahoma peers

Net worth ratio
Top 6% of $100M–1B peers
Western Sun
17.1%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Western Sun
-0.1%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Western Sun

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (17.1% capital ratio)
  • Unprofitable over the period (ROA -0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Sun over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Western Sun insured?

Yes. Western Sun is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Sun: frequently asked questions

Is Western Sun a good credit union?

Western Sun earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Unprofitable over the period (ROA -0.06%).

Is Western Sun NCUA-insured?

Yes. Western Sun is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Western Sun?

Western Sun holds $186 million in total assets, ranking 33rd of 53 credit unions we track in Oklahoma. It serves 25,703 members.

Does Western Sun have CFPB complaints?

No CFPB complaints against Western Sun appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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