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Municipal Emps Cu Of Oklahoma City

Oklahoma City, OK · Est. 1934
C
Trust Grade
Average
Score: 79/100

Municipal Emps Cu Of Oklahoma City is a credit union based in Oklahoma City, Oklahoma, established in 1934, with $191 million in total assets serving 9,676 members. By Trust Grade it ranks 44th of 53 credit unions we track in Oklahoma. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Municipal Emps Cu Of Oklahoma City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$191.4M
$100M–1B institution
Members
9,676
Shares & deposits
Net worth ratio
8.7%
Bottom 11% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
0.1%
Bottom 10% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#44
of 53 credit unions

How Municipal Emps Cu Of Oklahoma City compares to Oklahoma peers

Net worth ratio
Bottom 11% of $100M–1B peers
Municipal Emps
8.7%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Municipal Emps
0.1%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Municipal Emps Cu Of Oklahoma City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Municipal Emps Cu Of Oklahoma City over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Municipal Emps Cu Of Oklahoma City insured?

Yes. Municipal Emps Cu Of Oklahoma City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Municipal Emps Cu Of Oklahoma City: frequently asked questions

Is Municipal Emps Cu Of Oklahoma City a good credit union?

Municipal Emps Cu Of Oklahoma City earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.07%).

Is Municipal Emps Cu Of Oklahoma City NCUA-insured?

Yes. Municipal Emps Cu Of Oklahoma City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Municipal Emps Cu Of Oklahoma City?

Municipal Emps Cu Of Oklahoma City holds $191 million in total assets, ranking 44th of 53 credit unions we track in Oklahoma. It serves 9,676 members.

Does Municipal Emps Cu Of Oklahoma City have CFPB complaints?

No CFPB complaints against Municipal Emps Cu Of Oklahoma City appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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