Energy One
Energy One is a credit union based in Tulsa, Oklahoma, established in 1935, with $308 million in total assets serving 16,745 members. By Trust Grade it ranks 23rd of 53 credit unions we track in Oklahoma. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Energy One appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Energy One compares to Oklahoma peers
How we graded Energy One
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Energy One over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Energy One insured?
Yes. Energy One is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Energy One: frequently asked questions
Is Energy One a good credit union?
Energy One earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.72%).
Is Energy One NCUA-insured?
Yes. Energy One is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Energy One?
Energy One holds $308 million in total assets, ranking 23rd of 53 credit unions we track in Oklahoma. It serves 16,745 members.
Does Energy One have CFPB complaints?
No CFPB complaints against Energy One appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
