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credit union

Okunity

Stillwater, OK · Est. 1968
A
Trust Grade
Excellent
Score: 94/100

Okunity is a credit union based in Stillwater, Oklahoma, established in 1968, with $218 million in total assets serving 12,861 members. By Trust Grade it ranks 22nd of 53 credit unions we track in Oklahoma. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Okunity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$218.0M
$100M–1B institution
Members
12,861
Shares & deposits
Net worth ratio
11.9%
Top 41% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
0.6%
Bottom 40% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#22
of 53 credit unions

How Okunity compares to Oklahoma peers

Net worth ratio
Top 41% of $100M–1B peers
Okunity
11.9%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Okunity
0.6%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Okunity

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Okunity over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Okunity insured?

Yes. Okunity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Okunity: frequently asked questions

Is Okunity a good credit union?

Okunity earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.55%).

Is Okunity NCUA-insured?

Yes. Okunity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Okunity?

Okunity holds $218 million in total assets, ranking 22nd of 53 credit unions we track in Oklahoma. It serves 12,861 members.

Does Okunity have CFPB complaints?

No CFPB complaints against Okunity appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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