credit union

U. S. Employees O. C.

Oklahoma City, OK · Est. 1938
A
Trust Grade
Excellent
Score: 97/100

U. S. Employees O. C. is a credit union based in Oklahoma City, Oklahoma, established in 1938, with $210 million in total assets serving 15,027 members. By Trust Grade it ranks 12th of 53 credit unions we track in Oklahoma. Its net worth ratio of 16.4% is stronger than 92% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against U. S. Employees O. C. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.2M
$100M–1B institution
Members
15,027
Shares & deposits
—
Net worth ratio
16.4%
Top 8% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
0.9%
Top 34% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#12
of 53 credit unions

How U. S. Employees O. C. compares to Oklahoma peers

Net worth ratio
Top 8% of $100M–1B peers
U. S.
16.4%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
U. S.
0.9%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded U. S. Employees O. C.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (16.4% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U. S. Employees O. C. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U. S. Employees O. C. insured?

Yes. U. S. Employees O. C. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U. S. Employees O. C.: frequently asked questions

Is U. S. Employees O. C. a good credit union?

U. S. Employees O. C. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Profitable (ROA 0.92%).

Is U. S. Employees O. C. NCUA-insured?

Yes. U. S. Employees O. C. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U. S. Employees O. C.?

U. S. Employees O. C. holds $210 million in total assets, ranking 12th of 53 credit unions we track in Oklahoma. It serves 15,027 members.

Does U. S. Employees O. C. have CFPB complaints?

No CFPB complaints against U. S. Employees O. C. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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