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credit union

Central Willamette

Albany, OR · Est. 1955
A
Trust Grade
Excellent
Score: 95/100

Central Willamette is a credit union based in Albany, Oregon, established in 1955, with $614 million in total assets serving 37,628 members. By Trust Grade it ranks 18th of 47 credit unions we track in Oregon. Its net worth ratio of 14.1% is stronger than 82% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Central Willamette appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$613.8M
$100M–1B institution
Members
37,628
Shares & deposits
Net worth ratio
14.1%
Top 18% of $100M–1B peers · Oregon median 12.8%
Return on assets
0.7%
Top 49% of $100M–1B peers · Oregon median 0.66%
Rank in Oregon
#18
of 47 credit unions

How Central Willamette compares to Oregon peers

Net worth ratio
Top 18% of $100M–1B peers
Central Willamette
14.1%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Central Willamette
0.7%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Central Willamette

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Willamette over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Central Willamette insured?

Yes. Central Willamette is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Willamette: frequently asked questions

Is Central Willamette a good credit union?

Central Willamette earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.70%).

Is Central Willamette NCUA-insured?

Yes. Central Willamette is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Central Willamette?

Central Willamette holds $614 million in total assets, ranking 18th of 47 credit unions we track in Oregon. It serves 37,628 members.

Does Central Willamette have CFPB complaints?

No CFPB complaints against Central Willamette appear in our data over the analysis window, which is typical for a credit union of this size.

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Mid Oregon
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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