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credit union

West Penn P&P

Beaver, PA · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

West Penn P&P is a credit union based in Beaver, Pennsylvania, established in 1954, with $22 million in total assets serving 4,371 members. By Trust Grade it ranks 35th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against West Penn P&P appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.5M
<$100M institution
Members
4,371
Shares & deposits
Net worth ratio
13.8%
Bottom 47% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.0%
Top 31% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#35
of 271 credit unions

How West Penn P&P compares to Pennsylvania peers

Net worth ratio
Bottom 47% of <$100M peers
West Penn
13.8%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of <$100M peers
West Penn
1.0%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded West Penn P&P

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Penn P&P over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at West Penn P&P insured?

Yes. West Penn P&P is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Penn P&P: frequently asked questions

Is West Penn P&P a good credit union?

West Penn P&P earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.00%).

Is West Penn P&P NCUA-insured?

Yes. West Penn P&P is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is West Penn P&P?

West Penn P&P holds $22 million in total assets, ranking 35th of 271 credit unions we track in Pennsylvania. It serves 4,371 members.

Does West Penn P&P have CFPB complaints?

No CFPB complaints against West Penn P&P appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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