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credit union

Westmoreland Water

Greensburg, PA · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Westmoreland Water is a credit union based in Greensburg, Pennsylvania, established in 1953, with $23 million in total assets serving 1,520 members. By Trust Grade it ranks 33rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 18.5% is stronger than 72% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Westmoreland Water appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.4M
<$100M institution
Members
1,520
Shares & deposits
Net worth ratio
18.5%
Top 28% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.4%
Top 19% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#33
of 271 credit unions

How Westmoreland Water compares to Pennsylvania peers

Net worth ratio
Top 28% of <$100M peers
Westmoreland Water
18.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Westmoreland Water
1.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Westmoreland Water

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.5% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westmoreland Water over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Westmoreland Water insured?

Yes. Westmoreland Water is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westmoreland Water: frequently asked questions

Is Westmoreland Water a good credit union?

Westmoreland Water earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.5% capital ratio); Strongly profitable (ROA 1.35%).

Is Westmoreland Water NCUA-insured?

Yes. Westmoreland Water is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Westmoreland Water?

Westmoreland Water holds $23 million in total assets, ranking 33rd of 271 credit unions we track in Pennsylvania. It serves 1,520 members.

Does Westmoreland Water have CFPB complaints?

No CFPB complaints against Westmoreland Water appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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