Mount Carmel Baptist
Mount Carmel Baptist is a credit union based in Philadelphia, Pennsylvania, established in 1964, with $748 thousand in total assets serving 102 members. By Trust Grade it ranks 179th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 23.1% is stronger than 86% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Mount Carmel Baptist appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mount Carmel Baptist compares to Pennsylvania peers
How we graded Mount Carmel Baptist
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.1% capital ratio)
- Profitable (ROA 0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mount Carmel Baptist over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mount Carmel Baptist insured?
Yes. Mount Carmel Baptist is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mount Carmel Baptist: frequently asked questions
Is Mount Carmel Baptist a good credit union?
Mount Carmel Baptist earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (23.1% capital ratio); Profitable (ROA 0.15%).
Is Mount Carmel Baptist NCUA-insured?
Yes. Mount Carmel Baptist is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mount Carmel Baptist?
Mount Carmel Baptist holds $1 million in total assets, ranking 179th of 271 credit unions we track in Pennsylvania. It serves 102 members.
Does Mount Carmel Baptist have CFPB complaints?
No CFPB complaints against Mount Carmel Baptist appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
