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credit union

E R R L

Wyndmoor, PA · Est. 1942
B
Trust Grade
Strong
Score: 86/100

E R R L is a credit union based in Wyndmoor, Pennsylvania, established in 1942, with $1 million in total assets serving 182 members. By Trust Grade it ranks 217th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against E R R L appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0M
<$100M institution
Members
182
Shares & deposits
Net worth ratio
10.6%
Bottom 22% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.1%
Bottom 24% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#217
of 271 credit unions

How E R R L compares to Pennsylvania peers

Net worth ratio
Bottom 22% of <$100M peers
E R
10.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
E R
0.1%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded E R R L

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for E R R L over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at E R R L insured?

Yes. E R R L is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

E R R L: frequently asked questions

Is E R R L a good credit union?

E R R L earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.07%).

Is E R R L NCUA-insured?

Yes. E R R L is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is E R R L?

E R R L holds $1 million in total assets, ranking 217th of 271 credit unions we track in Pennsylvania. It serves 182 members.

Does E R R L have CFPB complaints?

No CFPB complaints against E R R L appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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