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credit union

East River

Madison, SD · Est. 1956
A
Trust Grade
Excellent
Score: 94/100

East River is a credit union based in Madison, South Dakota, established in 1956, with $42 million in total assets serving 3,128 members. By Trust Grade it ranks 12th of 33 credit unions we track in South Dakota. Its net worth ratio of 11.0% trails most similarly sized credit unions (24th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against East River appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.6M
<$100M institution
Members
3,128
Shares & deposits
Net worth ratio
11.0%
Bottom 24% of <$100M peers · South Dakota median 10.5%
Return on assets
1.5%
Top 16% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#12
of 33 credit unions

How East River compares to South Dakota peers

Net worth ratio
Bottom 24% of <$100M peers
East River
11.0%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
East River
1.5%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded East River

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for East River over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at East River insured?

Yes. East River is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

East River: frequently asked questions

Is East River a good credit union?

East River earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Strongly profitable (ROA 1.46%).

Is East River NCUA-insured?

Yes. East River is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is East River?

East River holds $42 million in total assets, ranking 12th of 33 credit unions we track in South Dakota. It serves 3,128 members.

Does East River have CFPB complaints?

No CFPB complaints against East River appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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