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credit union

Ft Randall

Wagner, SD · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

Ft Randall is a credit union based in Wagner, South Dakota, established in 1951, with $45 million in total assets serving 3,418 members. By Trust Grade it ranks 4th of 33 credit unions we track in South Dakota. Its net worth ratio of 17.1% is stronger than 67% of similarly sized credit unions, versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Ft Randall appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.9M
<$100M institution
Members
3,418
Shares & deposits
Net worth ratio
17.1%
Top 33% of <$100M peers · South Dakota median 10.5%
Return on assets
1.7%
Top 10% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#4
of 33 credit unions

How Ft Randall compares to South Dakota peers

Net worth ratio
Top 33% of <$100M peers
Ft Randall
17.1%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of <$100M peers
Ft Randall
1.7%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Ft Randall

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.1% capital ratio)
  • Strongly profitable (ROA 1.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ft Randall over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ft Randall insured?

Yes. Ft Randall is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ft Randall: frequently asked questions

Is Ft Randall a good credit union?

Ft Randall earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Strongly profitable (ROA 1.73%).

Is Ft Randall NCUA-insured?

Yes. Ft Randall is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ft Randall?

Ft Randall holds $45 million in total assets, ranking 4th of 33 credit unions we track in South Dakota. It serves 3,418 members.

Does Ft Randall have CFPB complaints?

No CFPB complaints against Ft Randall appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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