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credit union

Voyage

Sioux Falls, SD · Est. 1939
A
Trust Grade
Excellent
Score: 90/100

Voyage is a credit union based in Sioux Falls, South Dakota, established in 1939, with $282 million in total assets serving 19,670 members. By Trust Grade it ranks 15th of 33 credit unions we track in South Dakota. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Voyage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$282.4M
$100M–1B institution
Members
19,670
Shares & deposits
Net worth ratio
9.9%
Bottom 29% of $100M–1B peers · South Dakota median 10.5%
Return on assets
0.9%
Top 32% of $100M–1B peers · South Dakota median 0.91%
Rank in South Dakota
#15
of 33 credit unions

How Voyage compares to South Dakota peers

Net worth ratio
Bottom 29% of $100M–1B peers
Voyage
9.9%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $100M–1B peers
Voyage
0.9%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Voyage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Voyage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Voyage insured?

Yes. Voyage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Voyage: frequently asked questions

Is Voyage a good credit union?

Voyage earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.95%).

Is Voyage NCUA-insured?

Yes. Voyage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Voyage?

Voyage holds $282 million in total assets, ranking 15th of 33 credit unions we track in South Dakota. It serves 19,670 members.

Does Voyage have CFPB complaints?

No CFPB complaints against Voyage appear in our data over the analysis window, which is typical for a credit union of this size.

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Area
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Northern Hills
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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